Learn more about California's new minimum auto insurance requirements.
Protecting Your Tools, Equipment, and Materials
Business property isn’t always confined to a business address. You may be transporting a variety of equipment and materials to a job site. Inland Marine Insurance coverage protects the business financially from a covered loss of business property such as tools, equipment, and materials while being transported from one job site to another.
Example: A simple way to understand this coverage is: Your truck is loaded and you’re ready to visit a job site. Unfortunately, your vehicle is involved in a rollover accident and flips upside down. The items that fall out are likely to be covered by Inland Marine Insurance. Call now to speak to a licensed specialist to customize your insurance coverage to fit your business’s needs.
Elements of Marine Insurance Worth Knowing
Business Insurance transfers the financial consequences of a covered incident to the insurance carrier. Items typically covered through an Inland Marine policy are:
This includes cameras, monitors, and cables to highly specialized tools of production.
There is lots of heavy machinery—some for general use, others for specialized industries—for example, tractors, excavators, compactors, and more.
For example, cement mixers or excavators you rent for a specific job.
These are the basic materials from which products are made. For example, iron, wood, liquids, etc. Example: A cabinet maker transporting his tools and lumber to a job site.
These can be tools and equipment you take from job site to job site, in your work truck, for example.
Team Up With AIS For All Your Business Insurance Needs
AIS’s Business Insurance department is made of a group of experts—true specialists that listen to your needs and have a deep understanding of your potential areas of liability. Each specialist is friendly and will go above and beyond to help you meet your Business Insurance needs.
Inland Marine Insurance is an important necessity for many businesses. Custom coverage considers the type of property to be insured, method of transportation, transit duration, and other details. Call an AIS Business Specialist to learn more about how Inland Marine Insurance can benefit you and receive your quotes. Remember to ask about a package or bundle discount if you have multiple policies.
Additional Insurance Coverages to Bundle
It would be great if you could save money on insuring your business and all of its assets under one roof. AIS is the insurance house that finds affordable coverage for a wide variety of businesses. We compare the best rates from multiple trusted carriers partners, so you know you’re getting the best protection for the best price.