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TERMS OF USE

Terms and conditions when accessing or viewing AIS Insurance

Legal Notice

Please read these terms carefully before using this website.

In CA, AIS is Auto Insurance Specialists, LLC, CA Insurance License 0524784. Outside of CA, AIS is PoliSeek AIS Insurance Solutions, Inc., CA Insurance License #0F51713, DBA AIS Auto Insurance Specialists Agency®.

Contact Us:
Auto Insurance Specialists
P.O. Box 10160
Santa Ana, CA 92711-0160

 

Copyright Notice

The content of this site, including but not limited to the text and images herein and their arrangement, is copyrighted 2009-2022 by Auto Insurance Specialists LLC (hereafter AIS) and is protected by worldwide copyright laws and treaty provisions. All Rights Reserved.

 

Terms

Limited Authorization of Use: You hereby acknowledge and agree that the content accessible within this website is AIS's proprietary information and retains all rights, titles, and interests in such content. AIS hereby provides you with a nonexclusive, nontransferable, limited, revocable right to use this website solely for personal and informational use. AIS hereby authorizes you to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted on any network computer, storage device, or broadcast in any media. Any copy you make must include this copyright notice. If attribution to AIS is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of AIS. No modifications of any content may be made. AIS may terminate your right to use this website at any time if you breach this Agreement's terms.

No Implied Licenses: Nothing contained herein shall be construed as conferring by implication or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), trade secret information, or proprietary rights of AIS or of any third party.

Content: AIS makes no representations about the suitability of the content of this site for any purpose. All content is provided as is without any warranty of any kind. AIS hereby disclaims all warranties and conditions with regard to the content, including but not limited to all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement. In no event shall AIS be liable for any special, indirect, exemplary, or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action, including but not limited to contract, negligence or other tort actions, arising out of or in connection with the use, copying or display of the content. Although AIS believes the content to be accurate, complete and current, AIS makes no warranty as to the accuracy, completeness, or currency of the content. It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies or typographical errors. From time to time changes are made to the content herein. AIS may make changes in the products and/or the services described herein at any time.

Links To Other Sites: Some of the sites listed as links herein are not under the control of AIS. Accordingly, AIS makes no representations whatsoever concerning the content of those sites. The fact that AIS has provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation by AIS with respect to such site, its owners, or its providers. AIS is providing these links only as a convenience to you. AIS has not tested any information, software, or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software, or products found on the Internet, and AIS cautions you to make sure that you completely understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet. Your use of third-party websites is at your own risk.

Insurance Credit Score: Most insurance carriers use credit information known as an 'insurance credit score.' An 'insurance credit score' is calculated using information about your credit history. Some factors used to score credit are public records, payment history, length of credit history, inquiries for credit, number of open lines of credit, types of credit in use and outstanding debt. Information collected, such as your name, address and social security number, may be used by the insurance carriers to obtain your ’insurance credit score’.

In CA and certain other jurisdictions, the use of ‘insurance credit scores’ is limited by law.

Disclaimers: All content is provided "as is" without any express or implied warranty, including warranties of merchantability, non-infringement of intellectual property, or fitness for any particular purpose. In no event shall AIS be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever (including, without limitation, damages for loss of use, data or profits, business interruption, loss of information) arising out of the use of or inability to use the materials, even if AIS has been advised of the possibility of such damages without regard to the form of any action, including but not limited to contract, negligence or other tortuous actions, arising out of or in connection with the use, copying or display of the content. Because some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

Coverage varies by state and the insurance company. Coverage offered by the carrier selected is controlled by the policies issued and is not modified, extended, or revised by the descriptions contained herein. The information contained in this website is for illustrative purposes only and does not create and is not a contract. All policies are subject to policy terms, conditions, exclusions, company underwriting guidelines and approval. Please read the specific provisions in your policy.

Limitation On Liability: AIS its licensors, service providers, content providers, employees, agents, officers and directors will not be liable for any incidental, indirect, consequential, or special damages, including loss of revenue or income, pain or suffering, emotional distress, or similar damages incurred as a result of the use of this web site. AIS may revise these terms at any time by updating this posting. Users should visit this page from time to time to review the then current terms because they are binding to all users of this website. Certain provisions of these terms may be superseded by expressly designated legal notices or terms on this website's particular pages.

The effective date of this disclaimer is January 1, 2015.

Please review our Privacy Policy.

Limited Authorization Of Use: You hereby acknowledge and agree that the content accessible within this website is AIS's proprietary information and retains all rights, titles, and interests in such content. AIS hereby provides you with a nonexclusive, nontransferable, limited, revocable right to use this website solely for personal and informational use. AIS hereby authorizes you to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted on any network computer, storage device, or broadcast in any media. Any copy you make must include this copyright notice. If attribution to AIS is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of AIS. No modifications of any content may be made. AIS may terminate your right to use this website at any time if you breach this Agreement's terms.