Learn more about California's new minimum auto insurance requirements.
LANDLORD OR DWELLING FIRE INSURANCE
Find the coverage that provides you with the best financial protection
Rental Property Coverage Made Easy
Landlord or Dwelling Fire Insurance is different from a standard Homeowners policy. With Landlord Insurance, you’re protected against liability, damages to your property and even the income you might lose as the result of a claim.
Basic Coverages
Much like a Homeowners Insurance policy, Landlord or Dwelling Fire Insurance covers Replacement Cost, Structural Damage, Liability and Fair Rental Value.
Additional Coverages
Inflation Guard is an optional provision that keeps coverage current despite inflation so that you are never under-insured. Some carriers may require it.
Understanding Landlord or Dwelling Fire Insurance
When you rent out a property, there are financial risks you take on as a landlord. If damage occurs to your property’s structure, you will be covered under a Landlord Insurance policy. Additionally, your policy provides financial protection if your property is deemed unlivable due to a covered loss. If you add Inflation Guard coverage to your policy, you will also be less likely to be under-insured if a loss occurs.
What Are My Landlord Insurance Coverage Options?
Why Choose AIS?
When you own a home, AIS helps make sure you’ve got your bases covered with the right insurance. Owning rental property is a large investment of time and money. We’re here to make sure you don’t suffer a loss. Ask our Insurance Specialists if you qualify for a multi-policy discount if you have another policy with us. Our agents are here to find you every price-break available.
Additional Insurance Coverages
Wouldn’t it be great to save money insuring your automobile, home, condo, or renters policy with your outdoor vehicles and other assets under one roof? AIS is the insurance specialist who finds affordable coverage for various products. We compare the best rates from our trusted carrier partners, so you know you’re getting the best protection for the best price at no additional charge.
Related Insurance Articles
All The Insurance You Need In A Lifetime
This guide explains the different types of insurance you need at various stages of your life. A great life deserves great protection, so make sure you have the right coverage.
Who Needs Life Insurance & How Does It Work?
Life Insurance is essential to have if there is anyone you care about leaving behind after you're gone. Find out which type of plan makes the most sense for you.
What To Know Before Buying Homeowners Insurance
Find out everything you need to know about Homeowners Insurance, what it covers and what your options are when it comes to purchasing your policy.
8 Life Events That Cause Your Insurance Rate To Drop
When you achieve a milestone in your life, you may qualify for a discount on your premium simply because of marriage, a new car or a career change.