Learn more about California's new minimum auto insurance requirements.

FLOOD INSURANCE

Your home is susceptible to flood damage wherever it's located

Protection From The Unexpected

AIS cares about protecting your home and that includes protection against flooding. Many parts of California do not see that much rain, but what happens if a pipe bursts in your home? Flood Insurance covers your home and assets from any damage caused by flooding. Because it’s not included in a standard Homeowners Insurance policy, this coverage must be bought separately to protect you in the aftermath of natural disasters.

flooded home
California Flood Insurance Coverage

Many California residents live in an area where a flood can occur and are not aware of it. That's why we have been providing California Flood Insurance to customers for over 20 years. This coverage protects your home from flood damage caused by storms and water back-up due to insufficient drainage systems. That includes situations like a broken fire hydrant or a public pipe bursting in the street in front of your home. 

rain boots in flood
California Flood Insurance Limits

Keep in mind that there is often a 30-day waiting period from the time you sign your policy and when it takes effect, so make sure to buy Flood Insurance early. Set your policy limits based on the worth of your home. The average policy covers $250,000 worth of damages to a home or condominium, with another $100,000 for the contents inside the home. Deductibles for Flood Insurance typically range from $500-$1,000.

Why They Call Us Insurance Specialists

With over 300,000 customers served and 50+ years of experience, our AIS Insurance Specialists can help you find a policy with the best combination of coverage and price. They are also available to assist you with any other policy changes you may need to make. 

We know everything about insurance, so that you don't have to. Have questions about the coverage that's right for you? We've can help whether we're talking about boat, auto, home, or any other insurance offered on our website. Call us or get a free quote online today. 

AIS California Insurance Coverages

We offer California customers more than Auto Insurance coverage. Wouldn’t it be great to save money insuring your automobile, home, condo, or renters policy with your outdoor vehicles and other assets under one roof? AIS is the insurance specialist that will find affordable coverage for a range of assets. We compare the best rates from our trusted carrier partners, so you know you’re getting the best protection for the best price at no additional charge.