Learn more about California's new minimum auto insurance requirements.

CALIFORNIA HOMEOWNERS INSURANCE

Have peace of mind knowing your home is covered at an affordable price

Protecting Your Home Sweet Home

Your house is the place you call home and one of your most valuable investments. That’s why it's important to have the best coverage without overpaying for it. We can help with that. AIS has been offering Californians quality Homeowners Insurance coverage for over 25 years. We shop multiple California Homeowners Insurance companies to find you the best combination of price and coverage for your needs.

family in front of house
Homeowners Insurance Mortgage Requirements

As a California homeowner, it is important to protect your dwelling, personal property and yourself against fire, theft, liability and natural disaster.

Mortgage companies operating in the state of California require you to carry Homeowners Insurance in order to secure your loan. Even after your mortgage is paid off, it’s essential to keep your home safeguarded against the unpredictable.

father and son in front yard
California Homeowners Insurance Coverages

A standard Homeowners Insurance policy typically covers the physical structure of your home, permanent structures on your property, your personal property and loss of use. It also protects you against personal liability exposure as a homeowner.

However, it’s important to know that Flood Insurance and Earthquake Insurance are not included in a standard Homeowners Insurance policy.

Why They Call Us Insurance Specialists

With over 300,000 customers served and 50+ years of experience, our AIS Insurance Specialists can help you find a policy with the best combination of coverage and price. They are also available to assist you with any other policy changes you may need to make. 

We know everything about insurance, so that you don't have to. Have questions about the coverage that's right for you? We can help whether we're talking about boat, auto, home, or any other insurance offered on our website. Call us or get a free quote online today. 

AIS California Insurance Coverages

We offer California customers more than Auto Insurance coverage. Wouldn’t it be great to save money insuring your automobile, home, condo, or renters policy with your outdoor vehicles and other assets under one roof? AIS is the insurance specialist that will find affordable coverage for a range of assets. We compare the best rates from our trusted carrier partners, so you know you’re getting the best protection for the best price at no additional charge.